SME Finance Solution I EMF DTSPP BUD TVP

1. Government-Backed SME Loans
We specialize in helping SMEs access government loan schemes and make small business subsidy applications such as the SME Financing Guarantee Scheme (SFGS), which offersup to 90% government guarantee. Our experts guide you through the application process to secure working capital or growth funding with flexible repayment terms up to 10 years.

• No collateral required for many products (e.g. emf dtspp bud tvp and 90% loan tvp)
• Fast approval through participating banks
• Support for businesses operating at least 1-2 years in Hong Kong

2. Bank Loans for SMEs
We connect you with major banks like HSBC, DBS, OCBC, and BOCHK offering competitive SME loans tailored to your business needs. Whether you need term loans, revolving credit, or overdrafts, we help you find the best fit with transparent terms and manageable repayments.

3. Credit Card Instalment Plans for Customers
Increase your sales by offering customers flexible payment options through credit card instalment plans from leading banks such as HSBC, Hang Seng, Standard Chartered, and DBS. Customers can split purchases over 3 to 60 months with low or zero interest and manageable handling fees. We help you integrate these plans into your sales channels to boost customer affordability and loyalty.

• Expertise in Hong Kong SME Financing: Deep knowledge of government schemes, bank loan products, and credit card instalment programs.
• End-to-End Support: From eligibility assessment and document preparation to application submission and post-approval assistance.
• Fast & Transparent: Streamlined processes with clear guidance to help you secure funds quickly and responsibly.
• Customer-Centric: Solutions tailored to your business size, industry, and cash flow needs.

1. Free Consultation: Assess your business needs and eligibility.
2. Loan Matching: Identify suitable government loans or bank financing options.
3. Application Assistance: Prepare and submit documents to lenders or government portals.
4. Credit Card Instalment Setup: Help integrate instalment payment options for your customers.
5. Ongoing Support: Monitor loan usage and repayment schedules to ensure smooth operation.